Policy Info
WSA Insurance
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What's covered
Combined Sports Liability - What's covered:
Public Liability insurance will indemnify the Insured against legal liability to pay compensation in respect of accidental personal injury and damage to property arising in connection with the Business, and which happens during the Period of Insurance within the Territorial Limits.
For a claim to be valid it must result from the negligence of people carrying out the trade or business and they must be legally liable for the injury or damage.
Personal Accident Insurance - What's covered:
Personal Accident insurance is a benefit policy where a cash benefit is paid following death or bodily injury to an insured person. Its main purpose is to assist with any financial difficulties encountered due solely to the injury suffered.
This cover is operative when travelling to and from training or coaching, as well as during the coaching of the sport.
Benefits
Combined Sports Liability Benefits
| Benefit description | Benefit Amount |
|---|---|
| Limit of Indemnity any one occurrence, as selected |
£5,000,000 |
| Abuse Extension | £500,000 |
Personal Accident Insurance Benefits
| Benefit description | Benefit Amount |
|---|---|
| Accidental Death | £50,000 |
| Loss of Eyes/Limbs | £50,000 |
| Permanent Total Disablement | £50,000 |
| Temporary Total Disablement | £200 per week |
| Hospital Benefit | £10 per day |
| Injury Assistance | £30 per day |
| Broken Bones (Limbs only) | £80.00 |
Cover Limitations
Combined Sports Liability Cover Limitations
| Limit of Indemnity | Any one occurrence |
| Abuse Extension | Limit of Liability, this extension is on a Claims Made basis |
| Excess | £100 each and every loss for damage to Third Party Property |
Personal Accident Insurance Cover Limitations
| Accidental Death | From any business profession or occupation, reducing to £1,000 for juniors (under 16 years of age) |
| Permanent Total Disablement | Which prevents you from engaging in any occupation for 12 months |
| Temporary Total Disablement | Which prevents the coach from performing each and every duty of their usual occupation. Excludes first 7 days. 52 weeks maximum period |
| Hospital Benefit | Up to a maximum period of 30 days, excluding day 1 |
| Injury Assistance | Up to £1500 maximum benefit, excluding the first 7 days of injury |
| Incident Reporting Period | Any accidents that may result in a claim must be reported to insurers within 30 days of occurrence date |
Documentation
Combined Sports Liability Documentation
Personal Accident Insurance Documentation
Buying insurance
Making a claim
Watkin Davies Insurance Consultants Ltd. Registered in England and Wales (No. 02102120). Registered office 19 Penlline Road, Whitchurch, Cardiff, CF14 2AA. Authorised and regulated by the Financial Conduct Authority (FCA No. 136066)
Sportscover Europe Limited is authorised and regulated by the Financial Conduct Authority Registered in England and Wales No. 03726678. Registered office First Floor, 75 / 77 Cornhill, London, EC3V 3QQ